by James Coyle | May 4, 2023 | Commonwealth Seniors Health Card
Free health benefits… …for those aged over 65 Entitlements can often slip under the radar, so here’s a timely reminder of some free health benefits that will help you save on out-of-pocket expenses. We’ve officially entered flu season (May – October) in the southern...
by Jeremy Duffield | May 4, 2023 | Centrelink Age Pension
Retirement can be a time of uncertainty for many people when it comes to managing their finances. As we age, our financial needs can change. However, there is one benefit that becomes increasingly valuable as we age, and that’s the Age Pension. The Age Pension is the...
by James Coyle | Apr 28, 2023 | Centrelink Age Pension, Planning for Retirement, Superannuation
Federal Budget 2023-2024: What we’d like to see Our goal at Retirement Essentials is simple. It is to help all older Australians to enjoy their best possible retirement. This we do by providing financial guidance and support when it comes to managing your retirement...
by James Coyle | Apr 27, 2023 | Retirement Income, Superannuation
Here’s what you said What is the best way to save for retirement? This is the question we posed in the March 2023 Retirement Essentials Retirement Pulse. There was a clear preference according to our members, with the top four options being: Putting money in super:...
by James Coyle | Apr 27, 2023 | Centrelink Age Pension, Retirement Income
Income benefit: Claim your credit before it expires A popular recent article explained how changes to income thresholds now mean that a couple who hadn’t yet retired could now be eligible for an Age Pension owing to threshold changes. And that, along with this...
by James Coyle | Apr 19, 2023 | Superannuation
How super is taxed? Is this about to change? Respected think tank, The Grattan Institute, has released a report suggesting that all super be taxed in order to create a fairer and more sustainable retirement income system. The report released earlier this month, Super...
by James Coyle | Apr 19, 2023 | Commonwealth Seniors Health Card
Commonwealth Seniors Health Card: We recently reminded you not to miss out on the benefits of a Commonwealth Seniors Health Card. We projected that almost one million retirees would now be eligible. In our overview of the benefits of the card and how to make an easy...
by James Coyle | Apr 19, 2023 | Centrelink Age Pension
What Centrelink can do And what it can’t Recent reports on Centrelink surveillance of clients have rung alarm bells. It’s easy, as a recipient of government benefits, to feel powerless in the face of a large bureaucracy. You are not powerless. In fact, as the recent...
by James Coyle | Apr 14, 2023 | Centrelink Age Pension
What you don’t know … … might be hurting your finances We’re always seeking insights into ways to help our members maximise their retirement savings and income. But what you don’t know might be hurting your finances. What often comes up in advice appointments is...
by James Coyle | Apr 14, 2023 | Centrelink Age Pension
Means testing just got simpler: Here’s how it works The application of the Age Pension means test to your income or assets means the difference between a higher or lower pension payment – or whether you receive one at all. We know the very term ‘taper rates’ is...
