Managing shares

Managing shares

Managing shares: What you need to know? Retirement income stress has been greatly exacerbated by the volatility of share markets around the world. Today’s ‘Plain English’ guide to shares examines the key aspects of this asset class. Whether you are a long term...
Retirement fears increasing

Retirement fears increasing

Source: AMP Financial Wellness Study 2022 New financial wellbeing research has revealed an increase in stress and uncertainty about retirement income. The findings, released by wealth management group, AMP, are the latest in the bi-annual Financial Wellness report,...
Super contributions explained

Super contributions explained

What do retirees need to know? Rules covering contributions to super can be challenging to understand. The following overview looks at the two broad categories of contributions and then focuses on those rules that affect retirees the most. What are the different types...
Understanding your assets:

Understanding your assets:

When should you restructure? Arguably the most important thing to understand in retirement is your assets. At one level it’s easy to think that assets are simple things – they’re just the things you own. But when it comes to managing retirement income, there are...
Price hike on fuel about to occur

Price hike on fuel about to occur

Price hike on fuel about to occur Most car owners are bracing themselves for a price hike in fuel on September 29. After this time, it is expected that the average price for unleaded fuel will begin to rise above the $2.00 mark for the first time since July. Those...
Top 10 money mistakes

Top 10 money mistakes

Top 10 money mistakes Retirement danger zones revealed International investment bank, Natixis, last week revealed the results from its survey on the 10 retirement planning mistakes. These mistakes were in the Global Retirement Index , first published by Natixis in...
When is an asset treated as income?

When is an asset treated as income?

When is an asset treated as income? And when isn’t it? Australia’s Age Pension is a main source of income for 70% of retirees. Of those who are eligible, nearly 60% are on the full Age Pension. As they reach their 80s, 80% are on the Age Pension.   We call this...
Should I withdraw my super?

Should I withdraw my super?

My super is tanking:  Should I withdraw my super? This question arrived at the end of last week. And it’s easy to see why. The ASX All Ordinaries index dropped by 2.51% in a single day, recovered by 0.15% on Thursday and then dropped again by 1.51% on Friday. This...
Earn extra in retirement

Earn extra in retirement

How can you earn extra in retirement? Even we were surprised at the strong response to our update on the new work bonus rules. It seems that there is no shortage of pent-up demand for retirees to work more to earn extra in retirement. But despite the announcement of...