Planning for Retirement Articles

Timing your retirement and your entitlements

Timing your retirement and your entitlements

This is another instance where the onus is on you to get your application right. In Jargonbusters we explain the detail of age-related Age Pension eligibility. In the ‘old days’ it was easy – it was simply 65. Now it depends upon your year of birth. But...

Can advice help?

Can advice help?

Recent ASIC research shows that only one quarter of Australians have received financial advice in the past, but 41% intend to seek it in the future. One factor was cost, with 35% believing such advice was too expensive, whilst another impediment was a lack...

Time to address the topic of age care?

Time to address the topic of age care?

Age care, to paraphrase a quote, sounds like another country. Most of us try hard not to think about it - let alone consider whether we will be able to afford it. But the need to know how aged care works and what is available is very real. And this was...

Is retirement planning set and forget, asks Philippa?

Is retirement planning set and forget, asks Philippa?

Philippa asked us an interesting question last week. She’s divorced, aged 67, and in July this year she stepped back from full-time work to help with her grandchildren and volunteer. She receives a part Age Pension ($18,000 per annum) and is topping this up...

Is retirement planning set and forget, asks Philippa?

The changing face of shareholders

Are you a shareholder? If so, you’re part of a growing club according to key findings from the Australian Stock Exchange (ASX). In 1986 just 9% of Australians owned shares. Now it’s 35%, with a median portfolio size of $130,000. And these statistics refer to...

Age Discrimination

Age Discrimination

Recently we surveyed some of our readers to better understand the reasons why people retire. Many reasons were expected such as when they could afford to retire, health concerns,or job loss.  What we didn’t expect was the number of people that mentioned...

Why do people retire?

Why do people retire?

There are about 3.9m retirees in Australia today so it’s not surprising that their reasons for retiring are many and varied.  Some retire through choice and others find they have retirement forced upon them. We hear lots of reasons when we are helping our...

Age Discrimination

Your advice needs – This is what you told us

We recently asked you to tell us more about the sort of help and advice you would like to receive.  Well this is what you told us. How much will I need? Nearly 39% of people ranked “How much will I need” highest among the financial issues on their mind....