Many self-funded retirees assume they won’t be eligible for the Commonwealth Seniors Health Card (CSHC) because their assets are too high. But unlike the Age Pension, the CSHC is assessed on income only – there’s no assets test. And that income isn’t based...
While inflation has eased off a little, prices are still increasing annually at a rate of 2.4% according to the latest annual CPI data for 31 March 2025. Those living on a restricted retirement income are all too aware of the difference that higher...
Ever wondered if you’re really getting the most of the benefits available to you as a retiree in Australia? While Joan from WA might be enjoying substantial savings on her electricity bills, you might be left pondering if your own state offers comparable...
Unlocking the most value More than a million Australian retirees are potentially eligible for the Commonwealth Seniors Health Card (CSHC) and haven’t applied. This card offers savings that can make a real difference - on prescription medicines, bulk billing,...
Over the summer break we’ve taken the time to spell out the details of some of the main ways you can maximise your retirement income. We started with a simple explainer of the Age Pension, then superannuation, the new Work Bonus rules and now this week, we...
You may recall in the wake of the May 2023-24 Federal Budget that we reported on a welcome energy rebate of up to $500 for most senior Australians. Today we follow up with news of what you need to do to ensure you receive these funds. They will not...
Cost of living is an issue top of mind for most Australians. Last week’s higher inflation rate was a stark reminder just how much we are now paying for essentials. So it’s timely that a seniors advocacy group should suggest a solution for those doing it...
Superannuation can be complex at the best of times but it really hits its complexity stride when you want to retire and start an income stream. And getting across all the rules and how they apply to the Age Pension can be an absolute nightmare. Fortunately...
How to save on medical bills: Know your rights and entitlements It’s easy to feel like a dummy sometimes when it comes to health care costs. At a time of rapidly rising household costs, medical and pharmaceutical bills can sometimes seem insurmountable,...