by James Coyle | Sep 27, 2023 | Retirement Income
At the end of August Vanguard Super released insights from its How Australia Retires study. This report focused on gender differences in retirement planning and retirement income. At one level you might ask if we learn anything new from such surveys or are the reports...
by James Coyle | Sep 22, 2023 | Retirement Advice
Why you won’t run out The most important fact when planning retirement funding is not your savings, but how long they will need to last. This can lead to stress for many retirees who are concerned about running out. But this stress can be managed quite easily by using...
by James Coyle | Sep 22, 2023 | Superannuation
We recently reported on a statement by Aaron Minney, head of research for annuities provider, Challenger, which we believe is a massive game changer. Aaron said that it’s important for retirees to stop viewing their super as a ‘nest egg’ and to consider it, instead,...
by James Coyle | Sep 22, 2023 | Centrelink Age Pension
A member recently asked us how long it is reasonable to wait for a response from Centrelink. That’s not an easy question to answer. The short answer is, ‘it depends’. The longer answer is equally complicated, as it still depends on many different aspects of your...
by Kaye Fallick | Sep 15, 2023 | Planning for Retirement
In a previous article we have analysed some of the different ways of setting retirement savings and spending targets. These main projections are published regularly by the Association of Super Funds Australia (ASFA), the Super Consumers Association (SCA) and...
by James Coyle | Sep 15, 2023 | Centrelink Age Pension
The good news this week is that all Age Pension payment and threshold changes are now live. So you can use our Age Pension Eligibility Calculator to check your new payments or eligibility status immediately. And there are two other important changes which also apply...
by James Coyle | Sep 15, 2023 | Retirement Advice
The latest research into the number of retirees in Australia, according to the Australian Bureau of Statistics, confirms that there are now more than four million. But as numbers increase, so do the many definitions of retirement. Some of these so-called retirees are...
by James Coyle | Sep 8, 2023 | Uncategorized
by James Coyle | Sep 7, 2023 | Centrelink Age Pension
The expected 20 September Age Pension changes have now been confirmed by Services Australia, the government department responsible for indexation of the Age Pension every March and September. We reported a couple of weeks ago that we expected these changes to be in...
by James Coyle | Sep 7, 2023 | Superannuation
As we noted last week, it’s easy to get basic super rules wrong. It doesn’t matter much if this is in a quiz. But if you make a mistake with your own money, that can be painful. There are two different contribution rules which can be used to significantly boost your...
