by James Coyle | Nov 3, 2023 | Centrelink Age Pension
Many older Australians would love to receive a Universal Pension – one that is simply paid to everyone above age 67 without the need to go through torturous income and asset reporting. But these two tests are the mainstay of Age Pension eligibility. Today we are...
by James Coyle | Nov 3, 2023 | Commonwealth Seniors Health Card
You may recall in the wake of the May 2023-24 Federal Budget that we reported on a welcome energy rebate of up to $500 for most senior Australians. Today we follow up with news of what you need to do to ensure you receive these funds. They will not necessarily be...
by James Coyle | Oct 26, 2023 | Superannuation
Articles and information on superannuation usually fall into one of two types – what you need to know when you are saving it, and what you need to know when you are spending it. Much of the coverage of superannuation funds can be similarly narrow. Comparing...
by James Coyle | Oct 26, 2023 | Retirement Advice, Superannuation
The most commonly asked questions in retirement income are ‘Will my money last as long as I do?’ And ‘Am I in danger of running out?’ The problem is, there is no really useful way to respond. The correct answers to these two questions are ‘probably, and probably...
by James Coyle | Oct 26, 2023 | Centrelink Age Pension, Commonwealth Seniors Health Card
Cost of living is an issue top of mind for most Australians. Last week’s higher inflation rate was a stark reminder just how much we are now paying for essentials. So it’s timely that a seniors advocacy group should suggest a solution for those doing it toughest. The...
by James Coyle | Oct 19, 2023 | Centrelink Age Pension
Our adviser, Megan Marshall had a big win last week. This happened when she helped Fiona to increase her Age Pension entitlement from $506 to $916. That’s an extra $410 a fortnight. It’s such a large increase that we wanted to share how this could happen. And some key...
by James Coyle | Oct 19, 2023 | Planning for Retirement
Recent news reports about 4.6 million Australians were alarming for retirees. The news was that more than one quarter of us are ‘too poor to retire’. We tracked down the research which led to these widespread TV and press reports. It came from comparison website,...
by James Coyle | Oct 19, 2023 | News and Articles
At last some good news for your health and wellbeing. Five million older Australians will benefit from a new National Immunisation Program (NIP) initiative. This means that from 1 November free shingles vaccinations will be offered to: everyone aged 65 years (it was...
by James Coyle | Oct 19, 2023 | Retirement Advice
Max and Sarah are now typical of more than 50% of Australians their age – those between 55 and 64. That’s because they are carrying a hefty debt into their retirement. And they’re starting to feel concerned about the affect this will have on their ability to enjoy the...
by James Coyle | Oct 16, 2023 | Centrelink Age Pension
Life happens. Divorce, floods, leaving work are all triggers for changes in your financial situation. And your entitlements. Most of us benefit from learning from those who have gone before in all sorts of life changing events. Today we share some of the typical...
