by James Coyle | Mar 13, 2023 | Superannuation
Super tax concessions are changing But are they fair? As we reported last week, there will be a change to how super is taxed for with balances of more than $3 million. The proposed legislation will be scheduled to commence on 1 July 2025. There has been a lot of...
by James Coyle | Mar 9, 2023 | Centrelink Age Pension, Superannuation
Super is a hot topic right now, with everyone seemingly having an opinion on what is the ideal amount to live on in retirement – and how to encourage this in an equitable way. While most of us are unable to influence the financial policy makers, our best tactic is to...
by James Coyle | Mar 8, 2023 | Centrelink Age Pension
Last week the expected increases to the Age Pension were published by Services Australia, the government department responsible for indexation of the Age Pension every March and September. The current rates and rules are summarised for you You may recall last...
by James Coyle | Mar 6, 2023 | Superannuation
Whose super is it? And what’s just changed? Last week, after much heated debate, the Albanese Government announced a change to the way super will be taxed. Even more heated debate followed. And most of it seemed to be focussed on ‘whose super is it’ and ‘is the...
by James Coyle | Mar 6, 2023 | Centrelink Age Pension
Income test made easy: How Centrelink assesses your earnings How much can you earn and still qualify for an Age Pension? Most pre-retirees and retirees would quite reasonably expect this question to be answerable in one sentence, or maybe two, to allow for single and...
by James Coyle | Mar 6, 2023 | Centrelink Age Pension
How pensions will change in March Last year the jump in the October Consumer Price Index (CPI) surprised many. The overall year-on-year (YOY) increase of 6.9% was lower than expected, and lower than the September YOY increase of 7.3%. The main movements were in the...
by James Coyle | Mar 3, 2023 | Planning for Retirement, Retirement Spending
What’s your uppermost retirement fear? We’re often surprised by many of the responses to our Retirement Pulse surveys. In particular, in the February survey, with respondents who have yet to retire who have such strong concerns about their money lasting as long as...
by James Coyle | Feb 27, 2023 | Planning for Retirement
Changing (retirement) gears … just got easier… Book now Retirement has never been a set and forget proposition. Times change, rules change and people’s needs do too. It’s easier, instead, to view it as a decades-long opportunity to enjoy the rewards of years of hard...
by James Coyle | Feb 27, 2023 | Planning for Retirement
Meet Megan Marshall: Reducing the fear factor Megan Marshall has been working in financial services for her entire career. Initially in a work experience role, Megan soon worked part-time, then as a full-time employee with a national financial practice. Along the way...
by James Coyle | Feb 27, 2023 | Retirement Advice
There has been a multitude of reports and reviews into financial advice. Whilst the intentions are no doubt honourable, some of them can seem long winded or incomprehensible to ordinary Australians who are trying to wrangle living expenses as they transition to...
