by James Coyle | Mar 8, 2023 | Centrelink Age Pension
Last week the expected increases to the Age Pension were published by Services Australia, the government department responsible for indexation of the Age Pension every March and September. The current rates and rules are summarised for you You may recall last...
by James Coyle | Mar 6, 2023 | Superannuation
Whose super is it? And what’s just changed? Last week, after much heated debate, the Albanese Government announced a change to the way super will be taxed. Even more heated debate followed. And most of it seemed to be focussed on ‘whose super is it’ and ‘is the...
by James Coyle | Mar 6, 2023 | Centrelink Age Pension
Income test made easy: How Centrelink assesses your earnings How much can you earn and still qualify for an Age Pension? Most pre-retirees and retirees would quite reasonably expect this question to be answerable in one sentence, or maybe two, to allow for single and...
by James Coyle | Mar 6, 2023 | Centrelink Age Pension
How pensions will change in March Last year the jump in the October Consumer Price Index (CPI) surprised many. The overall year-on-year (YOY) increase of 6.9% was lower than expected, and lower than the September YOY increase of 7.3%. The main movements were in the...
by James Coyle | Mar 3, 2023 | Planning for Retirement, Retirement Spending
What’s your uppermost retirement fear? We’re often surprised by many of the responses to our Retirement Pulse surveys. In particular, in the February survey, with respondents who have yet to retire who have such strong concerns about their money lasting as long as...
by James Coyle | Feb 27, 2023 | Planning for Retirement
Changing (retirement) gears … just got easier… Book now Retirement has never been a set and forget proposition. Times change, rules change and people’s needs do too. It’s easier, instead, to view it as a decades-long opportunity to enjoy the rewards of years of hard...
by James Coyle | Feb 27, 2023 | Planning for Retirement
Meet Megan Marshall: Reducing the fear factor Megan Marshall has been working in financial services for her entire career. Initially in a work experience role, Megan soon worked part-time, then as a full-time employee with a national financial practice. Along the way...
by James Coyle | Feb 27, 2023 | Retirement Advice
There has been a multitude of reports and reviews into financial advice. Whilst the intentions are no doubt honourable, some of them can seem long winded or incomprehensible to ordinary Australians who are trying to wrangle living expenses as they transition to...
by James Coyle | Feb 17, 2023 | Investing
You’ve put money in super … … so what happens next? In recent weeks, We’ve explained many of the new rules which allow those aged 55 or over to move significantly large sums of money into super. But whilst there are good strategic reasons to do so, as well as possible...
by James Coyle | Feb 17, 2023 | Planning for Retirement
Retirement timing is critical: But is it within your control? Two years ago we asked you to share your experience of choosing the best time to leave work and enjoy the fruits of your labour. We knew, based upon Australian Bureau of Statistics (ABS) findings, that...
