by James Coyle | Dec 23, 2021 | Centrelink Age Pension
Three retirement assumptions that lead to mistakes And the myth busters that explain why these assumptions are wrong: It’s mainly about the money It’s all about you and your needs You already know the rules And here are the myth busters that explain why these...
by James Coyle | Dec 23, 2021 | Retirement Income
Stopping retirement in 2022? Maybe you are planning on ‘unretiring’ in 2022. It could be because you need some extra income. Or because the type of work you want is now available. This is increasingly likely with Australian unemployment numbers heading much lower than...
by James Coyle | Dec 22, 2021 | Retirement Advice
Meet Nicole and Jodi With more than 50 years combined financial services experience, Nicole Bell and Jodi Seaton are just the right people to assist Retirement Essentials members with affordable financial advice. The team at Retirement Essentials realised quite some...
by James Coyle | Dec 21, 2021 | Centrelink Age Pension
Not everyone is aware that they may have a Centrelink debt. The Department of Social Security (DSS) paused debt activity in August 2021 to alleviate hardship, with many parts of the country in lockdown due to the Delta outbreak. This pause is scheduled to be lifted...
by James Coyle | Dec 20, 2021 | Retirement Advice
Despite the challenges of the Covid pandemic, it seems that house prices and the cost of living have risen, as has the ASX All Ordinaries and super fund returns. The only thing not going up right now would seem to be interest rates. Here are some key indicators for...
by James Coyle | Dec 17, 2021 | Centrelink Age Pension
Festive Season Checklist We’ve compiled a list for you of support offered for those in need at Christmas. This is by no means exhaustive – instead it’s a brief overview of some national organisations which may be able to help you during the holiday period if you...
by James Coyle | Dec 17, 2021 | Centrelink Age Pension
When you need help and support it can be frustrating to find support services closed. This is particularly the case over the Christmas New Year break. To help you we have compiled this summary of Centrelink opening hours and reporting timetable. Centrelink will be...
by James Coyle | Dec 15, 2021 | Centrelink Age Pension
This is a very common and important question because there are limits to how much you can give away without an impact on your payments. The limits are part of the gifting rules. Gifting rules apply not only to people who are already receiving the Age Pension, but also...
by James Coyle | Dec 8, 2021 | Centrelink Age Pension
Some things you can’t ‘untell’ Centrelink – Tips and traps for overseas travellers With international borders finally reopening many older Australians are keen to head overseas. But leaving Australia – particularly where you go and for how long – can have a...
by James Coyle | Dec 8, 2021 | Centrelink Age Pension
The Australian government offers a Pension Loans Scheme (PLS) to retirees who wish to access the equity in their home so that they can top up their retirement income. The scheme was first introduced in 1985 and expanded in 2019 to widen eligibility, and include...
