by James Coyle | Dec 13, 2023 | Planning for Retirement
This time next week many Australians will enjoy gathering with extended families and friends. Hopefully you’ll find this a convivial occasion. It’s also a time when the spotlight is fixed firmly on the family home. Whether you’re rushing around cleaning, decorating,...
by James Coyle | Dec 13, 2023 | Centrelink Age Pension
If you are worried about the effect rising energy prices are having on your household budget, you’re not alone. Research from the Energy Consumers Australia confirms that a majority of Australians (56%) believe energy will be unaffordable within three years. That’s a...
by James Coyle | Dec 12, 2023 | Centrelink Age Pension
Everything you need to know You may be one of the 70% of older Australians who receives a full or part Age Pension or a DVA payment. If so, here’s a handy summary of Centrelink availability over the coming Christmas and New Year holiday period, with all the main...
by Alison Squire | Dec 11, 2023 | Planning for Retirement
We hope you have had a great start to 2024. Many people use the start of the new year as a time to think about the year ahead. Perhaps you are about to retire or planning to do so soon. Or maybe you have been retired for some time and are thinking...
by James Coyle | Dec 7, 2023 | Retirement Spending
How Don afforded his dream trip Are you also dreaming of a big trip in 2024? So many of us are and Christmas is often when we have the time to check out airfares, accommodation and take the plunge. But how do you know if you can afford a big trip? How do you gain the...
by James Coyle | Dec 7, 2023 | Centrelink Age Pension
This past week, a casual conversation with adviser, Megan Marshal, totally nailed the difficulty of managing retirement income. ‘Understanding the rules is the hardest thing for most people’, Megan said, ‘Particularly making connections between the Australian...
by James Coyle | Nov 30, 2023 | Centrelink Age Pension
It’s estimated that many retirees who have delayed applying for the Age Pension are missing out on an average total amount of $69,000. We highlighted how this had happened to Geoff in August. The reason that he had missed out was that he was initially a self funded...
by James Coyle | Nov 30, 2023 | Centrelink Age Pension
How and when should you commence an income stream from your super as you move towards retirement? Starting an Account-Based Pension (ABP) is a major step in anyone’s retirement journey. Getting the timing right is very important. So too is judging the appropriate...
by James Coyle | Nov 30, 2023 | Retirement Advice
Most retirees own their own homes. A growing number (13%) of those aged 67 and over still have a mortgage. But of those approaching retirement, aged 55-64, a staggering 54% are still paying off a home loan. In early August we discussed the option of downsizing to a...
by James Coyle | Nov 24, 2023 | Retirement Advice
One popular misconception about retirement is that it is a choice that we can all make when we feel like having more spare time. This is not what always happens, however, with most recent ABS statistics on Retirement and Retirement Intentions (2023) revealing that not...
